Credit Analyst - Financial Institutions

  • Competitive
  • Genf, Genève, Schweiz
  • Festanstellung, Vollzeit
  • Lotus Partners
  • 14 Feb 17

To analyse the banking and insurance industries, conduct fundamental and relative-value research on these sectors and on a portfolio of core financial institutions, predominantly in Europe and USA.

Main responsibilities:

  • To monitor the major trends and risks in the industries/sectors for which you are responsible
  • To maintain and publish a credit outlook regarding the fundamentals for these industries, together with a view on the drivers of their credit valuations
  • To conduct fundamental research on the core issuers that fall within your remit, including performing financial analyses, meeting company managements, carrying out industry analysis, attending conferences and interacting with various teams
  • To issue high-conviction and executable bond recommendations that reflect a range of risk appetites and investment strategies, from core-holdings in defensive portfolios to more opportunistic or risky instruments (corp hybrid, bank sub, not rated) in more offensive portfolios
  • To actively market your recommendations and contribute to credit publications
  • To contribute to the credit team’s discussions on individual ideas, with a view to setting convictions within the wider research team
  • To assist portfolio managers in assessing various instruments and private client portfolios
  • To contribute with other research team members to efforts to develop and articulate a clear Credit Strategy. 

Profile required:

  • Postgraduate degree in finance, economics or a business-related field, ideally complemented by a Master’s degree in Finance, an MBA or a CFA (can be in progress)
  • At least 8 years’ experience covering banks, ideally with good knowledge/experience of insurance companies
  • Extensive credit experience, ideally as a buy-side analyst for an asset manager and, if not, as a sell-side analyst for an investment bank or as a ratings analyst for a ratings agency
  • Excellent communication skills, both verbal and written/Excellent public-speaking and presentation skills
  • Ability to work effectively as part of a team
  • Excellent knowledge of the methodologies used by ratings agencies
  • Proficient user of the credit-focused tools and functions of Bloomberg.
  • Strong IT skills (knowledge of VBA and ACCESS would be a plus)
  • Fluent French and English. Command of other languages would be an asset
  • Swiss residency required or willing to relocate.

All files will be treated with the utmost confidentiality.