Credit Admin Officer
QNB Group, the largest Financial Institution in the Middle East and Africa are looking to hire a Credit Admin Officer, to meet the expansion needs of our office in QNB - Switzerland//Genève.
QNB has enjoyed continued success with Net Profits of QAR 10.8 billion (USD3 billion) in 2018 (up by 6%) and increased Total assets to QAR 853 billion (USD 234 billion). The Group now employs over 29,000 employees in 1,200 locations, with an ATM network of more than 4,300 machines. Role Summary:
You will be responsible for reviewing credit facility proposals forwarded to them by the appropriate departments/ units. You will also assess the quality of the credit exposure sought to be undertaken and ensure adherence to established policies and procedures. You will be also be exposed to other areas such as Ops Risk, Market and ALM Risk. Role Description:
Coordinate with QNB Compliance to ensure an appropriate response to obtain updates on regulations pertaining to credit risk review that are promulgated by Regulators.
Build and maintain strong and effective relationship with the all other related departments and units to achieve the QNB's goals/ objectives.
Adhere to the Turnaround Times (TAT) specified in the SLAs.
Perform credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.
Coordinate with business unit Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.
Assist in the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.
Support the Head of Centralized Credit in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards. Qualifications:
- Swiss Private Banking Experience
- Minimum of 5 years' experience in a major bank's credit / risk function
- Experience in Mortgage and Lombard lending
- Good communication skills in English
Note: you will be required to attach the following:
1. Resume / CV