Coordinate with QNB Compliance to ensure an appropriate response to obtain updates on regulations pertaining to credit risk review that are promulgated by Regulators.
Build and maintain strong and effective relationship with the all other related departments and units to achieve the QNB’s goals/ objectives.
Adhere to the Turnaround Times (TAT) specified in the SLAs.
Perform credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.
Coordinate with business unit Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.
Assist in the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.
Support the Head of Centralized Credit in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards.